Who Can Apply
- Candidates must be legally authorized to work in Canada
Job Description
We are seeking a Business Analyst with strong wholesale and retail credit risk experience to support a high-profile Expected Credit Loss (ECL) reporting initiative aligned with IFRS 9. This role will play a critical part in defining requirements and supporting the build of a calculation engine that moves ECL calculations outside of the existing wholesale platform and feeds results back into downstream reporting.
The work is highly visible, directly impacting month-over-month ECL attribution analysis and profit & loss reporting, and involves close collaboration with technology, credit risk, economics, and reporting teams
We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to HR@insightglobal.com.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: https://insightglobal.com/workforce-privacy-policy/.
Required Skills & Experience
• 5+ years of Business Analyst experience in banking or financial services
• Strong background in wholesale credit (retail credit experience is an asset)
• Hands-on experience with IFRS 9 and Expected Credit Loss (ECL) concepts
• Solid understanding of credit risk drivers, such as:
○ Exposures, obligors, loss ratings, facility loss ratios
○ Credit downgrades and their impact on ECL
• Ability to work with forward-looking and macroeconomic data
• Advanced Excel skills (large datasets, complex calculations)
• Strong SQL skills for querying and summarizing large data sets
• Proven experience creating:
○ Business requirements documents
○ Process maps and end-to-end workflows
Excellent communication skills with the ability to explain complex concepts to senior stakeholders
Nice to Have Skills & Experience
• Previous CIBC experience
• Deeper expertise in IFRS 9 standards and financial regulatory reporting
• Background in economics or close collaboration with economic/modelling teams
• Experience supporting or automating manual modeling or reporting processes
Exposure to high-visibility regulatory or P&L-impacting initiatives
Benefit packages for this role will start on the 1st day of employment and include medical, dental, and vision insurance, as well as HSA, FSA, and DCFSA account options, and 401k retirement account access with employer matching. Employees in this role are also entitled to paid sick leave and/or other paid time off as provided by applicable law.